Important Financial Disclaimer

Understanding Our Service Limitations

Before engaging with our financial planning consultations, please carefully review these important limitations and considerations. This disclaimer governs your use of our services and website.

By accessing our website or engaging our consultation services, you acknowledge that you have read, understood, and agree to be bound by this disclaimer.

Consultation Nature of Our Services

Our services consist of financial planning consultations and discussions only. We do not provide specific investment advice, recommendations, or direct financial product sales. All information shared during consultations is for discussion purposes.

Always consult with qualified financial professionals before making any significant financial decisions or implementing any strategies discussed during our consultations.

Information Accuracy and Currency

While we strive to provide accurate and current information during our consultations, financial markets and regulations change rapidly. We cannot guarantee the accuracy or completeness of all information discussed.

• Market conditions and financial regulations change frequently
• Information discussed may become outdated between consultation sessions
• Individual circumstances may affect the relevance of general information

Limitation of Our Liability

Our liability in connection with our consultation services is limited to the maximum extent permitted by Australian law. We exclude liability for various circumstances beyond our control.

Understanding Financial Risk Factors

All financial decisions involve risk, and consultation discussions necessarily involve risk considerations. Markets can decline as well as rise, and you may lose money.

Third-Party Websites and Resources

Our website may contain links to external websites for reference purposes. These links do not constitute endorsements, and we are not responsible for external content.

External websites have their own terms and conditions. We recommend reviewing their policies before engaging with third-party services.

Client Experience Testimonials

Client testimonials reflect individual experiences and should not be considered typical or guaranteed outcomes. Your consultation experience may differ significantly.

Individual results may vary.

Professional Service Relationships

Our consultation services do not create ongoing professional relationships beyond the specific consultation sessions purchased through our subscription service.

Unless explicitly agreed in writing, no ongoing professional relationship is established through our consultation services.

Legal Jurisdiction and Applicable Law

This disclaimer and our consultation services are governed by Australian law and subject to Australian jurisdiction.

You agree to submit to the non-exclusive jurisdiction of Australian courts for any legal proceedings.

Client Indemnification Obligations

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of our consultation services or implementation of any discussed strategies.

Severability of Disclaimer Provisions

If any provision of this disclaimer is found to be unenforceable, the remaining provisions will continue to be valid and enforceable to the fullest extent permitted by law.

Changes to This Disclaimer

We may update this disclaimer periodically to reflect changes in our services or legal requirements. Updated versions will be posted on our website with revision dates.

Continued use of our services after disclaimer updates constitutes acceptance of the revised terms.

Questions About This Disclaimer

If you have questions about this disclaimer or need clarification about our consultation services, please contact us: