Terms and Conditions of Service
Agreement Overview
These Terms and Conditions govern your use of veralinotex Financial Planning consultation services and website. Please read carefully before engaging our services.
By accessing our website or engaging our consultation services, you agree to be bound by these terms and conditions.
Effective Date: August 17, 2025
Important Definitions
For clarity, these terms have the following meanings throughout this agreement:
- "Services": Financial planning consultation services provided through our subscription model
- "Client" or "You": Individual or entity engaging our consultation services
- "Consultation": Professional financial planning discussions and guidance sessions
- "Subscription": Ongoing monthly service arrangement for consultation access
Proper Use of Our Services
Our consultation services are designed for legitimate financial planning purposes by individuals seeking professional guidance.
You may use our services for:
- Personal financial planning and goal-setting discussions
- Accessing professional guidance on money management approaches
- Receiving ongoing support through our subscription service
Your Responsibilities as a Client
As a client engaging our consultation services, you agree to:
- Provide accurate and complete information during consultations
- Maintain confidentiality of any proprietary methodologies discussed
- Make payment according to agreed subscription terms
- Use consultation insights responsibly and seek additional professional advice when appropriate
Prohibited Uses of Our Services
You may not use our services for:
- Any illegal activities or purposes
- Attempting to reverse-engineer our consultation methodologies
- Sharing consultation content with unauthorized third parties
- Using our services to compete directly with our business
- Harassing or abusing our staff or consultation processes
Intellectual Property Rights
All consultation materials, methodologies, and website content remain the intellectual property of veralinotex Financial Planning and are protected by copyright law.
© 2025 veralinotex Financial Planning. All rights reserved.
Privacy and Data Protection
Your privacy is important to us and we handle personal information according to Australian privacy laws and our Privacy Policy.
Please review our Privacy Policy for complete details on data handling practices
Subscription and Payment Terms
Our consultation services operate on a subscription basis with the following payment terms:
- Monthly subscription fee of $250 AUD charged in advance
- Automatic renewal unless cancelled with appropriate notice
- All fees include applicable GST where required by law
- Payment disputes must be raised within 30 days of billing
Service Termination Conditions
Either party may terminate the consultation service arrangement with 30 days written notice to the other party.
Upon termination, access to ongoing consultation services will cease at the end of the current billing period
Important Service Disclaimers
Our consultation services are provided for informational and planning purposes only and do not constitute specific financial advice or recommendations.
No Warranty on Outcomes
We make no warranties regarding specific outcomes or results from our consultation services. Individual results may vary based on personal circumstances and implementation of discussed strategies.
Limitation of Liability
Our liability for any claims related to consultation services is limited to the amount paid for services in the preceding 12 months.
Maximum liability shall not exceed $3,000 AUD in any circumstances
Client Indemnification
You agree to indemnify veralinotex Financial Planning against any claims arising from your use of consultation services or implementation of discussed strategies.
Dispute Resolution Procedures
We encourage resolving disputes through direct communication, but formal procedures are available when needed:
Arbitration Process
Disputes may be resolved through binding arbitration under Australian commercial arbitration rules
Arbitration shall be conducted in Melbourne, Victoria under applicable Australian arbitration law
Alternative Dispute Resolution
We participate in alternative dispute resolution procedures where applicable
Learn about dispute resolution options
Additional dispute resolution mechanisms may be available based on your location
Informal Resolution
We encourage direct communication to resolve concerns before pursuing formal dispute procedures
Governing Law and Jurisdiction
These terms are governed by Australian law and subject to the jurisdiction of Australian courts, specifically Victoria state courts.
Severability of Terms
If any provision of these terms is found unenforceable, the remaining provisions will continue to be valid and enforceable.
Complete Agreement
These terms constitute the entire agreement between parties regarding consultation services, superseding any previous agreements or understandings.
Terms Modification Process
We may update these terms periodically to reflect changes in our services or legal requirements.
Significant changes will be communicated via email or website notice with reasonable advance notice
Terms and Conditions Inquiries
For questions about these terms and conditions, please contact us:
Last updated: August 17, 2025
Version 2.1